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Health Funds Accepted at Smilemakers

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At Smilemakers, we’re proud to accept health funds to help cover the cost of dental care and get you the treatment you need when you need it most. Our team is happy to be preferred providers for these Private Health Insurance partners:
  • CBHS: CBHS offers wonderful and generous benefits depending on coverage level, and there may not be any out-of-pocket cost to you. Patients who are employees of Commonwealth Bank, Bankwest and allied business employees may be eligible for this fund. Find out if you’re eligible and learn more about the coverage on their website.
  • NIB: With NIB and their partner Health Funds, AAMI, Suncorp, GU Health, and Apia Over 50’s health insurance, you’ll never have to worry about the cost of a dental checkup as you’ll be eligible for 100% back. They also negotiate special discounts for their members.
  • Medibank: The Our dentists are Medibank approved dentists that have entered into agreements to meet Medibank schedule dental fee. Before you make an appointment with us please have all the information about your Medibank dental coverage. If you need more information about your insurance and cover you can visit Medibank website.
  • HBF: You can receive a rebate of up to 75-100% on preventative dental depending on your level of HBF cover. HBF will also provide cover for major dental work such as implants and orthodontics. Read the full details of HBF dental insurance here.
  • Bupa: If you’re eligible for Bupa Members First Platinum, you’ll get dental checkups at no “gap”. You could also enjoy significant savings of 60% to 100% back on most other dental services. If you’re on an older Bupa policy, you might not have access to the benefits of Members First. Read detailed information at
  • CDBS: The Medicare CDBS provides eligible children aged 0 – 17 years with up to $1,052 in basic dental care benefits over 2 calendar years. This means that dental care for your children may be free. Please give us a call on (08) 9309 4977 to find out more or visit the Services Australia website.

Refunds Processed Immediately On Site

When you choose us for your oral health needs, we make things as smooth as possible for you. We conveniently process everything by swiping your card through the HICAPS terminal to claim your benefits at the time of treatment. You then only pay the gap payment – which is able to be paid by Visa, Mastercard, American Express or EFTPOS, with no extra fees charged. We do also accept cash too.

Is Health Insurance Right for Me?

Studies have shown that two out of every three Australians have admitted to delaying dental visits due high treatment costs. However, skipping necessary or maintenance dental care can lead to big (and costly) problems down the track—especially when decay and oral diseases aren’t addressed promptly. Ask us if you have questions about Private Health Insurance – and what might be right for you and your dental needs.

Questions? Contact Us

If you still have questions regarding using your health fund with us, we’d love to speak with you. Contact our team today to learn more about our services, payment and more. We look forward to welcoming you into our care soon.


Health Funds Accepted at Smilemakers | (08) 9309 4977